Build a Comfortable Retirement.

If your pension exceeds £50,000, retirement planning advice could help. You’ll speak directly with an experienced Financial Planner never a random adviser.

Get Your Free Quote

How It Works

Getting clear retirement advice does not need to feel complicated. You will deal directly with Saul throughout, from your first enquiry to your personalised financial plan.

01

Tell Me About Your Plans

Complete the short online form and share a few details about your pensions, your circumstances and what you would like help with.

It only takes a few minutes to get started.
02

Book Your Free Consultation

Saul will contact you personally to arrange a convenient time for a free, no-obligation conversation about your retirement goals.

You will speak directly with Saul, not a call centre or random adviser.
03

Receive Clear, Personal Advice

Following your consultation, Saul will explain your options clearly and recommend the next steps that are appropriate for you.

There is no pressure to proceed and no confusing financial jargon.

Your pension. Your future. A Clear Plan.

Retirement is one of the biggest financial decisions you’ll ever make. Whether you’re approaching retirement, reviewing old pension plans, or simply want to know if you’re on track, getting the right advice can help you make informed decisions with confidence.

 

I’m Saul Nagus, a Financial Planner at Aegis Financial Planning. I work directly with clients to help them understand their pension options, build sustainable retirement income plans, and make the most of the wealth they’ve worked hard to accumulate.

 

My role is to simplify complex decisions and help you answer important questions such as:

 

Am I on track for retirement?

When can I afford to retire?

Should I consolidate my pensions?

How can I take income tax efficiently?

How can I make my pension work harder for me?

 

What You Can Expect

Experienced advice, given personally

The reasons clients trust Changing Futures with their retirement decisions.

FCA regulated

Fully authorised and regulated — advice you can rely on.

Level 4 qualified

CII Diploma in Financial Planning, backed by years of experience.

Direct access

You'll speak to Saul — not passed to a random adviser.

Experience

A steady hand for the decisions that shape your future.

Start with a conversation.

A free, no-pressure call to understand where you are and where you’d like to be.

Get expert advice and take control of your future

Select the area of advice you would like to connect with an adviser on:

Rated excellent on Trustpilot

My adviser made sense of my various pension plans I had in force and explained in plain english how she could help me. I've now combined 4 different pensions into one low cost plan which will cost me less and could potentially perform much better. I'm very happy with the service, especially as at no time did my adviser pressurise me into doing anything. Thanks for your help!
Brian John
Trustpilot Review
Great care into understanding my financial situation and offered solutions that have ensured I feel confident and secure for my future. He is friendly, professional and really cares about giving you the best possible advice. I would highly recommend his services to anyone.
Maria
Trustpilot Review
The team we work with does an excellent job communicating with us and confirming that we are comfortable with our portfolio distribution and that our investment strategy is working the way we need it to.
David
Trustpilot Review

Answers to common questions

A quick look at the questions people most often ask before their first call.
Is the first consultation really free?
Yes. Your initial conversation with Saul is completely free and there is no obligation to proceed.
Advice tends to add most value where combined pensions exceed £50,000, but every situation is different — get in touch and we’ll be straight with you.
Yes. Changing Futures Financial Planning is authorised and regulated by the Financial Conduct Authority (FCA).

Not sure which service you need?

Start with a free conversation. We’ll listen, ask the right questions and point you the right way.
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